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Social Security Disability, or SSD, is similar to the SSA benefit in that a person must pay into the system to earn enough work credits. However, due to a long term disability, the person is unable to continue to work. In order to obtain SSD a person must apply for the benefit through Social Security. Many people are declined the first time they request SSD and may appeal the decision. Although it is not required, consulting an attorney may improve the appeal success and timeliness.
SSI is Supplemental Security Income. This program is for people who are low income and are age 65 or older or are unable to work due to disability. To apply for this program, a person must contact Social Security. It is important to note that unlike SSA and SSD, where a person has paid into the program and the benefit is an entitlement, SSI is a program that has income and resource limitations and is not an entitlement. Failure to stay within the eligibility requirements will result in a reduction or termination from the program. Social Security Web Site
The Housing Choice Voucher program, commonly referred to as Section 8, offers a similar subsidy as the above mentioned subsidized housing complexes. However, a person is issued a Housing Choice Voucher under this program. That person must find a landlord in the community or a housing complex which is willing to accept the voucher. When a person with the Housing Choice Voucher wishes to move, they can take the voucher, and therefore the subsidy, with them.
For more information on either of these programs, contact the Cumberland County Housing and Redevelopment Authorities or the Cumberland Link. Cumberland County Housing Authority
If a person has more needs, such as assistance with personal care, there may be resources available to help offset the costs associated with these services. Essentially, there are two major programs that may assist a person with such needs:For those 60 years of age or older, Cumberland County Aging and Community Services can provide Options services to meet needs. There may be a waiting list for Options services.The other possibility for getting services mentioned above is under the Medical Assistance Waiver program. There are a number of Waiver programs designed for various consumers who require Nursing Home Level of Care but opt to remain in the community. Contact the Link for more information on the various Waiver Programs.